
02 — FX
Foreign exchange
Plan, execute and monitor currency conversion with institutional-grade oversight.
What it is
Conversion is treated as part of the payment lifecycle rather than a separate transaction: exposure is reviewed against actual obligations, terms are confirmed before execution, and the result is reconciled against the instruction it belongs to.
How it works
4 steps, in order.
Each step gates the next. Nothing downstream begins until the step before it has completed.
- 01
Exposure review
Currencies, direction of flow and the timing of underlying obligations are reviewed so conversion is sized against real requirements.
- 02
Quote and confirmation
Conversion terms are confirmed before execution, subject to availability, eligibility and applicable controls.
- 03
Execution against instruction
The conversion is executed against the payment or settlement instruction it supports, keeping the two reconciled rather than tracked separately.
- 04
Record and review
Executed terms and supporting detail are retained to support reconciliation and internal review.
| Currency pair | Illustrative value | Terms confirmed |
|---|---|---|
| GBP / USD | 1.2684 | Before execution |
| EUR / USD | 1.0842 | Before execution |
| USD / CAD | 1.3571 | Before execution |
| EUR / GBP | 0.8549 | Before execution |
| AUD / USD | 0.6612 | Before execution |
| USD / SGD | 1.3428 | Before execution |

Who it is for
Availability depends on the client, use case, jurisdiction, currency, payment route, banking and liquidity arrangements, and successful compliance review.
Who it is for
When you would use this.
For finance and treasury teams carrying recurring multi-currency obligations that need to be planned rather than reacted to.
- Treasury functions managing scheduled obligations in several currencies
- Businesses billing in one currency and settling costs in another
- Organisations that need conversion evidenced alongside the payment it funded
Important information
No exchange rate, spread, fee or currency pair is quoted or represented on this website. Rates and terms are confirmed for each approved instruction.
Product availability is subject to onboarding, jurisdiction, eligibility and the final operating model. Regulatory and partner details will be published only after verification.
Start a conversation
Let’s design a better payment flow.
Tell us what you need to move, where it needs to go, and how your organisation operates.
- 01
Payments & FX
Markets, currencies and intended transaction flows
- 02
Stablecoin settlement
Eligible fiat-to-USDT use cases and operating requirements
- 03
API & partnerships
Infrastructure, integration and commercial enquiries

